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| Cryptocurrency to purchase goods | FSAN has made it clear that until regulations on investor protection are adopted by the EU and the EEA, and eventually implemented in Norway, consumers especially must be aware of the potential risks associated with buying and selling cryptocurrency, [xvi] as investments in Bitcoin, for example, are volatile. Act no. Individuals carrying cash exceeding NOK 25, must declare this to Norwegian Customs; however, as cryptocurrencies are not considered cash, these restrictions do not apply. See further information on tax implications above. As a result, mortgage loan applicants who want to use monetary equity that originates from cryptocurrency investments to finance the purchase of properties have experienced that their loan applications are being rejected. E-money can only be issued by banks, mortgage companies and e-money undertakings and by finance undertakings that are licensed to conduct such activities in Norway. |
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