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Could digital currencies put banks out of business?Digital currencies are assets that are only used for electronic transactions. They do not have any physical form, although they can be exchanged. Digital currency is simply a payment method that does not exist outside of its electronic form. Within the past decade, a new particularly. There are four main types of digital currency: Cryptocurrencies, CBDCs, Virtual Currencies, and Stablecoins. What Is The Difference Between.